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Farm and Ranch Coverage

Dwelling Coverage
Protection against such perils as fire, severe weather and crime for your dwelling, personal household property and additional living expenses that might be incurred as the result of a loss.

Tenants
Although the dwelling owner may be responsible for a loss to the building, you need coverage to protect against the loss of your personal property.

Farm Personal Property
Coverage for farm personal property can be provided on either a scheduled or blanket basis.

Barns, Farm Buildings and Structures
You also need coverage for the other farm structures found on the premises such as barns, silos, bins, garages and other outbuildings.

Liability and Medical Payments
All farm owners policies include liability coverage for bodily injury and property damage to others. Medical payments to others is included should a guest be injured on your property.

Discounts
Superior dwelling discount is available for those dwellings meeting certain requirements. Protective devices - smoke detectors, fire extinguishers and dead bolt locks.

Optional Coverage

bulletReplacement cost for household personal property - insures your personal property for the full cost of repair or replacement without deduction for depreciation.
bulletLivestock coverage for accidental shooting, drowning, attack by dogs or wild animals, and collapse of buildings.
bulletCoverage for damage done by foreign objects ingested into farm machinery.
bulletMany other optional coverage are available to tailor your policy to fit your needs
bulletCrop and hail damage

This page contains only a general description of coverage and is not a statement of contract.
All coverages are subject to the exclusions and conditions of the policy itself.

Clennon Insurance and Realty Agency
127 W. Mondamin Street
Minooka, IL  60447
Email us: info@clennoninsurance.com

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